Glossary – Asset Management
and Retirement Planning Terms
Social Security Analysis
Maximizing your Social Security income is an important building block for retirement. United Income, a financial-planning advisory service, released an important study in 2019 called, “The Retirement Solution Hiding In Plain Sight.” Using government data and proprietary software, it calculates how much money retirees have lost, and are losing, by making mistakes about when to…
Retirement Account Distributions Analysis
Required minimum distributions (RMDs) can be an important part of your retirement-income plan. It’s important to understand that RMDs come with some specific rules about the timing of when distributions are taken and a formula based on your age for the amount you have to take. Your withdrawal strategy should accomplish 2 goals: (1) Having…
Retirement Account Contributions Analysis
Our financial planning team uses sophisticated analytical techniques to develop a cash flow and investment strategy that is designed to increase the chances that the client will have sufficient retirement income. We can help you make sense of all the retirement account options you have to choose from (403b, 457(b), Roth options, IRA, Roth IRA,…
Income and Expense Budgeting Analysis
It’s important to consider how your income and expenses will change in retirement. Every person who plans to retire should use a retirement calculator in order to determine just how much money they will need in order to retire while maintaining a comfortable standard of living. Some expenses like health care and travel are likely…
Investment Goals and Risk Tolerance
We employ a disciplined investment philosophy backed by academic and scientifically validated principles and processes. Securities might be recommended for the client’s portfolio for the purpose of generating income, capital appreciation, or providing a mix of price appreciation and current income. We evaluate investments in a broad and holistic view, and each client’s investment portfolio…
Optimal Retirement Age Analysis
Our financial planning team can help you assess the degree to which you are ‘on track’ for a future or current retirement. We will assess whether you are saving enough for retirement and how to invest your savings to best meet your goals. We use sophisticated analytical techniques to develop a cash flow and investment…
Home Purchase Analysis
We can consult buyers who are purchasing their first home or vacation homes to help inform budget and valuation related analysis and decision making.
Rental Property Analysis
We can consult buyers who are purchasing rental properties to help inform budget and valuation related analysis and decision making.
Fixed Income Producing Investments
Fixed income investments generally pay a return on a fixed schedule, though the amount of the payments can vary. This type of investment can include corporate and government debt securities, leveraged loans, preferred stocks, high yield, and investment grade debt and structured products, such as mortgage and other asset-backed securities. One role of bonds in…
Budgeting Analysis
Our experienced financial planning team can help you implement a budget and financial plan that is specific to your cash-flow needs, family circumstances, investment goals, and financial and tax situations. We can help create a plan to protect and grow your wealth.