Santa Fe and Los Alamos Fee-Only Certified
Financial Planning & Investment Management
Wealth Management and Retirement Planning
Wealth management requires careful attention to detail, a nuanced understanding of the taxation of financial products, and a long-term commitment to realizing financial goals. It encompasses strategies such as: creating a tailored financial plan that aligns with personal and familial aspirations, strategically diversifying investments and managing risk, utilizing asset management to maximize returns and minimize taxes, and exploring unique opportunities to preserve and grow wealth.
We believe responsible money management should be focused on slow, steady improvement as opposed to get-rich-quick strategies that fail to provide you with a stable foundation for your future. Our focus is to:
Grow your wealth with sophisticated investing strategies tailored to your portfolio.
Protect your wealth through tax-efficient decisions and other tactics that are designed to help you keep more of what you earn.
Save money through lower investing and custody costs and fee-only (no commissions) advice.
Simplify your finances and have greater confidence knowing that you have a dedicated finance advisor who is proactively working on your behalf.
We assist individuals and families in Santa Fe and surrounding areas with over 25 years of experience in professional finance. As a Registered Investment Adviser, we are held to a fiduciary standard and must put the interests of our clients first. Our recommendations will be tailored according to your unique needs and goals. We aim to deliver proactive advice designed to bring you value and opportunity. We consider all options and don't allow biases to govern important financial decisions. Our many years in the industry provide insight for us to create and design sound financial solutions that support your future.
Individual Financial Advice and Attention
Asset allocation is an individualized strategy, so there is no perfect mix of investments. When done correctly, your allocation of assets will reflect your desired priorities, investment preferences, and risk tolerance and help achieve your goals. Our analytical and tested framework can help identify gaps between your preferred level of risk and your actual risk. We will help develop reasonable expectations for your long-term portfolio return based on risk. We aim to provide transparency, allowing clients to feel more comfortable with their portfolios and financial futures.
Each client strategy is built on the careful consideration of the critical elements of their financial profile:
- Investment Objectives: What the investor hopes to achieve using his or her investment dollars –major purchase planning, lifestyle, achieving capital growth, funding a specific goal, legacy planning.
- Risk Tolerance: This reflects the investor’s comfort level with market fluctuations and volatility (which can result in losses). Inflation, interest rate risk, and other related risks must also be considered.
- Taxation: Investing in a mix of asset classes will have varying tax consequences.
- Investment Preferences: An investor may prefer one asset class over another based on their values and interests.
- Time Horizon: The length of time for an investor’s objectives.
- Future earning capacity, stability, and other income sources
- Liability and debt obligations
- Current asset mix and account balances, including retirement accounts, brokerage accounts, employer compensation programs, annuities, pensions, investment properties, and whole-life insurance.
Financial Planner Santa Fe | New Mexico
Our office is conveniently located near Washington Avenue between Marcy and Palace, just steps from Santa Fe's historic plaza in New Mexico.
We serve and are easily accessible from the following neighborhood areas: Santa Fe, Los Alamos, Corrales, Rio Rancho, Albuquerque, Las Dos, San Acacia, Nor Este, Tanoan East, Cherry Hills, Glenwood Hills, Vista Del Mundo, Vineyard Estates, Heritage East, Vista Encantada, and North Albuquerque Acres.