NAPFA Registered Financial Advisors
Selecting a financial advisor to manage your future is a significant choice. This is understandable, given that there are over 330,000 financial advisors active in the U.S.
NAPFA serves as the premier professional association for fee-only financial advisors in the United States. NAPFA-registered financial advisors, equipped with advanced training and a commitment to transparency, aim to prioritize your financial needs and objectives above all else.
NAPFA requires its members to hold the Certified Financial Planner (CFP) designation. This is a core requirement for membership, along with other standards, such as working in a fee-only capacity and adhering to a fiduciary duty.
What is NAPFA?
NAPFA founders launched the organization in 1983 in part to address the inherent conflict of interest arising from advisors accepting commissions for sales. NAPFA is now the leading organization comprised of fee-only financial planners in the United States.
The organization’s intention is to provide objective, comprehensive financial planning services based on what’s best for the client.
Why Wharton Wealth Planning?
Wharton Wealth Planning is a Registered Investment Advisory firm solely focused on providing wealth management and financial planning. We are exclusively fee-only. Our mission is to help you achieve your financial goals through astute portfolio management and personalized advice. With over two decades of hands-on experience, we provide the expertise necessary to navigate the complexities of investing while maintaining focus on your personal objectives.
As a Certified Financial Planner™(CFP ®) and MBA, we bring an interdisciplinary approach to the challenges of investments and financial planning. Any advisor may call themselves a “financial planner,” but only those who have fulfilled the certification and renewal requirements of the CFP ® Board can display the CFP ® certification marks, which represent a high level of competency, ethics, and professionalism.
Prioritizing Clients Over Commissions
NAPFA maintains rigorous membership standards to ensure that members adhere to ethical and professional principles. Furthermore, every NAPFA advisor commits to and upholds the NAPFA fiduciary oath upon joining and each time they renew their affiliation.
Through this oath, NAPFA-registered advisors commit to:
- Act in good faith and with honesty.
- Proactively disclose any potential conflicts of interest that could affect a client.
- Do not accept compensation or referral fees for selling or endorsing financial products.
NAPFA requires its members to complete at least 60 continuing education hours across six different subject areas during each two-year membership cycle. Professional development enables financial planners to stay informed about market changes, tax laws, and other relevant developments, thereby serving their clients more effectively.