Independent & Fee-Only Investment Advisor

Wharton Wealth Planning was founded to follow the strategies and principles that firms providing financial advice should follow but often can't follow because they employ internal policies that pose potential conflicts of interest.

Independent Advisor

As an independent Registered Investment Advisor firm, we are not tied to any particular family (brand) of funds or investment products. We select the products we believe are best for your long-term financial well-being. We use an independent third party to custody your assets for safety and security purposes. We have office locations in New York and Santa Fe (New Mexico).

Unbiased Recommendations

Unlike many other brokers and advisors, our advisors' compensation is not based on what products are used to implement your investments. We are not affiliated with any bank or brokerage firm and can select our investments from any provider.

You receive unbiased recommendations.

Fiduciary Advisor

A fiduciary duty is the highest standard of care. As a Registered Investment Advisor firm, we are experienced fiduciary advisors and place our clients' best interests first. We are committed to our clients' financial goals and seek to build strong and long-lasting relationships with our clients.

When seeking wealth-planning strategies, it is important to bear in mind that not every firm providing financial advice is a fiduciary advisor. Brokers are typically held to a suitability standard and are not fiduciaries.

Fee-Only Advisor

We don’t make money on commissions or accept any type of third-party compensation for investment management products or services. All of our investment advice is exclusively designed to help maximize your portfolio. When our clients do better and grow, we do better and grow. Fee-only advisors are motivated to build a long-term relationship of trust with you and not to make sales to earn bonuses.

Fees can take the form of a flat rate, an hourly fee, or a percentage of assets under management. 

No hidden fees or agenda and no sales pressure.

Virtual Financial Advisor

We can work with clients as a Virtual Financial Planner by using secure, on-line video conferencing technology and file sharing. Working with a Virtual Financial Advisor enables clients to meet with us when it is most convenient for them and minimizes travel time and paper waste. Digital financial planning also allows clients to select the best advisors for their specific needs and does not limit clients to working with someone based solely on shared geography. A hybrid approach also allows clients to work with us virtually for most or part of the time, while meeting face-to-face when desired. We have office locations in New York and Santa Fe (N.M.) where we are always happy to meet to offer personalized financial planning.

Peace of Mind with an Integrated Approach

We leverage extensive professional experience, educational training, and relationships to help achieve clients' long-term objectives.

At Wharton Wealth Planning, LLC, you will receive the attention of an experienced, credentialed professional. Our financial planners are CERTIFIED FINANCIAL PLANNER™ practitioners. CFP® professionals have met extensive training and experience requirements and take a holistic, personalized approach to bringing all the pieces of a client's financial life together.

CERTIFIED FINANCIAL PLANNER™ practitioners have taken additional steps to demonstrate their professionalism by completing a rigorous certification process, meeting continuing education requirements for ongoing certification, and adopting the CFP® Board's Code of Ethics.